0% Finance on Jewellery & Watches
- Shop Watches on Finance
- Shop Engagement Rings on Finance
- Shop Wedding Rings on Finance
- Rolex Watches on Finance
- What is 0% finance?
- What other finance options do you offer?
- Do I need to pay a deposit?
- How does finance work?
- What items can I purchase on finance?
- Who can apply for finance?
- Can I apply in a Robert Gatward store for finance?
- Who is the finance provider?
- Step by Step Guide
- Where is my Order Confirmation?
Applying for finance online couldn’t be easier. Just watch this short How-To Video and your new jewellery or watch will be with you in no time.
Purchasing an item on finance is a great way to spread the cost of a watch or an item of jewellery. You'll pay no interest when choosing this option and you can choose to spread your payments over 6, 12, 18, 24, 36 or 48 months. You will choose your final terms after placing your order at the checkout, but you can use the calculator on product pages to decide on a suitable option before committing.
Those looking to finance for longer can use 60 months Classic Credit finance available on most products. With an APR of 7.9% you can spread the cost over 5 years. Discounted/sale items on our website can be purchased on 15.9% APR finance over 24, 36 and 48 months. You will choose your final terms after placing your order at the checkout, but you can use the calculator on product pages to decide on a suitable option before committing.
The minimum deposit amount is just 10%. If you would like to pay a higher deposit to reduce your repayments then you may pay up to 50% upfront.
Rolex watches on finance have their own unique set of terms not detailed on this website. Some Professional models are exempt from finance due to their rarity and demand. Please contact our Windsor or Ipswich showrooms directly for more information about buying a Rolex on finance.
Using finance allows you to spread the cost of a purchase over a set period of time. In general terms, you will be borrowing the purchase amount and paying the lender back on a monthly basis, in this case V12 Retail Finance. A credit check is required to complete your application so please ensure all information entered is true and correct. A decision is usually instant and most applications do not require any further checks, however if your application is referred you may be asked to contact V12 Retail Finance to further confirm some personal details.
Larger payments can be made at anytime during your agreement to pay off a chunk of the loan. Your monthly repayments thereafter will adjust to the new remaining amount. You can also finish your finance agreement early at anytime with a bulk payment of the remaining loan. In both instances please contact V12 Retail Finance direct with your application number and they will be able to assist further.
Here is an example breakdown of what you will pay when purchasing an item on 24 months 0% finance from Robert Gatward:
Price of item: £2,400
Deposit: £240 (10%)
Amount borrowed: £2,160 (2400 minus 240)
24 monthly repayments of: £90 (2160 divided by 24)
Other charges: £0.00
Total amount payable: £2,400
Jewellery and watches that are £300 or more are eligible for finance (exclusions apply). You may also purchase a number of items that total £300 or more on finance, just add them to your bag and the finance option will appear.
If you are aged 18 or over, a resident of the United Kingdom and live/lived in a permanent address of at least three years in the UK you may apply for finance. To be accepted for finance you must meet V12 Retail Finance LTD’s criteria and pass a credit check. Unfortunately we cannot offer finance to anyone located outside of the UK, even if you have previously lived there.
Yes. All Robert Gatward stores offer finance provided by V12 Retail Finance. Please visit your nearest store for full details on finance in store.
Robert Gatward Jewellers LTD is a company registered in the UK 07568606. Registered office: 31A Charnham Street, Hungerford, Berkshire, RG17 0EJ. Robert Gatward Jewellers LTD acts as a credit broker and offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance Ltd. The consumer credit service is provided by Secure Trust Bank PLC trading as V12 Retail Finance. Robert Gatward Jewellers LTD is authorised and regulated by Financial Conduct Authority. Our registration number is 669022. Credit provided subject to age and status. For more information please visit www.v12retailfinance.com.
Once you have placed your order and you have successfully completed your finance application we will start to process your order. Once further security checks are handled by our team your order confirmation will be emailed to you within 1 hour. Please call us on 01235 849239 if you have any questions about your order and we'll be more than happy to help.
If you have any further questions not listed on this page regarding finance, please call us on 01235 849239 or email email@example.com.